Whether you are a first time home buyer or it's your tenth home, purchasing a new home can be exciting but also a tedious process. We are the the Calinsky Paz Sales Team can help you smooth into this new chapter in your life.
Here is a step-by-step guide we provide to all of our clients:
1. Work on your credit months in advance
You don't need just a down payment but also credit history. Most lenders will not lend to someone with little or no credit. Want to improve your credit? Contact us for more tips and tricks!
2. Get pre-qualified
The team works with various mortgage brokers to get you top rates and qualification with minimal hassle. Never place an offer before getting your qualifications ready (you'll be surprised how many buyers do this) Don't go alone with financing, we are here to help you every step of the way.
3. Create a "Wish List" and a "Need List"
What you want is sometimes not exactly what you need. Finding out what your priorities are in a new home can go a long way in helping you choose the right home. Finances can unfortunately limit what a buyer can afford, understanding what you need help's you keep track of what's most important.
4. Contact us for an appointment
By sitting down with us we can help you make a decision on what best works for you in your particular situation. Sometimes we even advise client's to wait for a bit, yes you heard us to wait! We truly care for our client's and if now isn't a good time to purchase, we will definitely advise you. Speak to us and allow us to help you plan for your future purchase!
Help us Help You Free Of Charge! Contact us today!
Calinsky Paz Real Estate Sales Team
3079 Dundas St W unit B, Toronto, ON M6P 1Z9
Direct Line: (647) 839-8487
iPro Realty Ltd., Brokerage independently owned & operated
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